Get paid faster—with payments built for law firms
XLO turns invoices into instant cashflow: card, ACH, wallets, and trust deposits—all compliant, all in one place. Automate reminders, reduce write-offs, and reconcile without lifting a finger.
This is Intelligent Payments
Frictionless. Compliant. Cashflow-first.
Automated
Collect on autopilot
Automate reminders, retries, and dunning. Offer payment plans, schedule retainer top-ups, and post payments to matters instantly—no manual chasing.
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Adaptable
Match how your firm bills
Hourly, fixed, contingency, or hybrid—configure surcharging, deposits, and split allocations across operating and trust with policy controls baked in.
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Insightful
Cashflow you can forecast
Real-time payment analytics, payout reconciliation, and aging dashboards reveal what’s paid, what’s pending, and what to prioritize next.
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Get paid without the back-and-forth
Clients want simple, modern ways to pay. You want clean records, fewer follow-ups, and money in the bank—fast. XLO Payments turns invoices into instant, secure payment experiences your clients actually complete.
Accept cards, bank transfers, and digital wallets. Share click-to-pay links by email, text, or portal. Set payment plans in seconds and keep operating and trust flows tidy by design.
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Automate Collections with AI
Polite reminders, perfect records, zero busywork
XLO Duo drafts friendly reminders, schedules nudges, and reconciles payments to matters automatically. See who paid, who’s due, and what needs attention—no spreadsheets, no chasing.
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Payments in Practice
See how fast, compliant payments really feel
Micro-demos of the workflows that matter: pay links, plans, QR, trust requests, and instant reconciliation.
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Secure by Default
Trust-safe, PCI-aware, audit-ready
Payments are routed to the right account every time—operating stays operating, trust stays trust. Encryption, tokenized storage, and proactive checks keep your firm protected.
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Payments Resources
Collect sooner, with fewer disputes
Short guides, templates, and checklists to sharpen your collections process—without adding admin to your day.
Explore resourcesEvergreen Retainer & Replenishment Pack
Payment Plans Clients Actually Finish
Five-Step Dispute Response
A calm, clear process to resolve chargebacks while protecting client relationships.
Click-to-Pay Links that Convert
Works With Your Stack
Payments that play nicely with billing & accounting
Create clean invoices in XLO, share secure pay links, and sync payments to your ledger. Keep reconciliation simple and your books current.
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Trust-Aware by Design
Operating stays operating. Trust stays trust.
Route funds to the right accounts, request retainers securely, and automate replenishment reminders. Transparency for clients—clarity for you.
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