
All your spend on one platform. Real-time, accurate, and
audit-ready.
Snap. Sync. Submit. Reimburse. Bill.
Capture receipts from email or phone, sync corporate cards, and auto-fill details with OCR. Each expense lands on the right matter with the right tax and tags—ready to reimburse or pass through.
Policy rules, approvals, and duplicate detection protect margins. Multi-currency, VAT, and trust safeguards keep finance happy. One workflow from pocket to profit.
Eliminate expense chaos—without slowing work
Lost receipts, manual spreadsheets, policy back-and-forth—small leaks that sink profits. XLO centralizes spend with rules that guide good behavior and flags that catch the rest.
Email a receipt, snap it on mobile, or import card feeds. We auto-tag the matter, tax, and UTBMS code, then route it for approval. Clean books, faster close.
Streamline my expenses
Fewer write-offs. Faster reimbursements.
Our AI drafts descriptions, detects duplicates, and predicts the right matter, rate, and tax—before submission. It highlights policy risks and suggests pass-throughs to clients automatically.
Get an edge with AI expenses


























































Every receipt. Captured. Compliant.
From taxi slips to filing fees—scan, approve, and post to matters in seconds. Audit trails and exports keep finance smiling, while clients see only what they should.
“We closed our books three days earlier—without chasing a single receipt. The pass-throughs pay for the system.”
Operations Preview
Finance Lead, Early Access

