x l o

Track every cost. Bill every dollar.

XLO turns receipts, card feeds, and mileage into clean, matter-linked entries—automatically. Enforce policy, flag errors, and pass expenses to clients in a click. Less chasing, more recovering.

One workspace for expenses, reimbursements & audits

All your spend on one platform. Real-time, accurate, and audit-ready.

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Imagine expenses without XLO
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Snap. Sync. Submit. Reimburse. Bill.
Capture receipts from email or phone, sync corporate cards, and auto-fill details with OCR. Each expense lands on the right matter with the right tax and tags—ready to reimburse or pass through.

Policy rules, approvals, and duplicate detection protect margins. Multi-currency, VAT, and trust safeguards keep finance happy. One workflow from pocket to profit.

Control Costs, Not People

Eliminate expense chaos—without slowing work

Lost receipts, manual spreadsheets, policy back-and-forth—small leaks that sink profits. XLO centralizes spend with rules that guide good behavior and flags that catch the rest.

Email a receipt, snap it on mobile, or import card feeds. We auto-tag the matter, tax, and UTBMS code, then route it for approval. Clean books, faster close.

Streamline my expenses
AI that Pays for Itself

Fewer write-offs. Faster reimbursements.

Our AI drafts descriptions, detects duplicates, and predicts the right matter, rate, and tax—before submission. It highlights policy risks and suggests pass-throughs to clients automatically.

Get an edge with AI expenses

Close faster,
with fewer clicks

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